Who is Comal Wealth Management a good fit for?
We work with individuals and couples who want thoughtful, ongoing guidance as their financial lives become more complex—especially those approaching or enjoying retirement.
Our clients value a personal relationship and a coordinated approach to their investments, taxes, and retirement decisions.
Is there a minimum investment to work with you?
Our services are best suited to individuals and couples with $2 million or more in investable assets who value comprehensive planning and an ongoing advisory relationship.
If you have less than $1 million in investable assets, NAPFA’s Find an Advisor directory can help you find a fee-only advisor whose services may align with your needs better.
What does your service include?
We bring financial planning and investment management together in one ongoing relationship. Depending on your needs, that can include retirement income, tax planning, investment strategy, and coordination with your CPA and estate attorney.
The goal is to help you see how your financial decisions fit together—and support the life you want to live.
Can we work with you if we live outside Texas?
Yes. Many of our clients live outside of Texas.
How are you compensated?
We are a fee-only firm, paid directly by our clients—not through commissions or product sales.
Our ongoing wealth management fee generally ranges from 1.00% to 1.50% annually, based on the investment assets we manage for your household. This includes financial planning, tax planning and investment management.
Fees are typically deducted from your managed accounts monthly, after services are provided.
How does your independence benefit me?
We chose to be an independent wealth management firm so we could build our firm around our clients’ needs. That gives us the freedom to shape our advice, select investments, and manage your portfolio based on what makes sense for you.
We pair that personal approach with custody, technology, and operational support from SEI, a publicly traded financial services company founded in 1968. Your accounts are held at SEI Private Trust Company.
You work directly with us for financial planning and portfolio management, supported by the resources and infrastructure of an established global firm.
Do you offer hourly or project-based planning?
We do not currently offer hourly or project-based planning. We accept a limited number of new ongoing advisory relationships so we can give each client’s planning and investments the time and attention they deserve.
What happens before I become a client?
Our three-step process begins with a 15-minute introductory call to see whether our services align with your needs. Next, we explore your priorities and financial picture. Finally, we present your Wealth Strategy Review, including our analysis and recommendations.
There is no cost or obligation for this process. You will have the opportunity to understand our approach before deciding whether to work together.
Ready to start a conversation?