Do I have enough money to become a client?
We do not have a minimum asset requirement, but we do find that our best fit clients have achieved some level of success and have built an investment portfolio of at least $250,000.
Do I have to be in your area to work with you?
While we are headquartered in New Braunfels, TX, we primarily work with clients remotely throughout the United States.
What is a fiduciary?
As a fiduciary, we are legally and ethically required to always put your best interests ahead of our own, offering advice and recommendations that best serve your financial goals and needs.
What does “Fee-Only” mean?
It means we never receive compensation from any third party. We don’t get paid to sell you financial products and we are not compensated by insurance or mutual fund companies. It means that the only fee we receive for our services is paid directly by you, our client. We have no allegiance to any company or product.
How are your fees structured?
For clients that have $750,000 of their investments managed by us, our financial planning services are included at no additional cost. We charge a percentage of assets under management for investment management services.
For clients that do not have $750,000 invested with us, but also want the benefits of an ongoing advisory relationship, we charge a fixed financial planning fee based on the complexity of your financial situation and the scope of services required.
Where is my money held if I elect investment management?
The custodian your assets will be held at is SEI Private Trust Company. You will have full online access and a mobile app to access your accounts. Learn more here. Read how SEI protects your assets here.
Why should we work with you instead of a larger firm?
When you become a client, you will have direct access to your advisor and will not be passed off to a junior team member. We intentionally limit the number of clients we take on so that we can maintain a high level of service for our clients. Your investments will be securely held at a well-respected custodian (SEI Private Trust Company) giving you the same financial security as larger firms, but with a more personalized experience.
Ultimately, this is a relationship business. Find a fiduciary advisor that you like and trust, has a fee structure that is fair and reasonable, and has the expertise required to help you achieve your financial objectives.
We are invested in your success and want to be by your side, helping you make informed decisions along your financial journey.